Methodology

Clear assumptions. Transparent calculations.

MoneyFigures aims to keep the input burden low while making important assumptions visible.

1. User inputs

Calculators ask for information people are reasonably likely to know, such as salary, mortgage balance, savings or purchase price.

2. Supplied assumptions

Where an input can reasonably be supplied from a current official or authoritative source, MoneyFigures provides a starting assumption. Users can change assumptions where the calculator allows it.

3. Sources and dates

Important external assumptions are labelled with a source and, where relevant, an effective period or last-checked date. The central assumptions file is designed so a changed figure can be reviewed in one place.

4. Comparisons

Compare & Decide tools model each scenario using the same time horizon and the stated assumptions. They are intended to show outcomes, not provide personalised financial advice.

5. Accuracy

Financial rules and product rates can change and individual circumstances can produce different results. MoneyFigures results are estimates. Always verify important figures against your lender, employer, provider or the relevant official source.

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