Compare & Decide

Loan vs Savings Calculator

Compare paying for a purchase from savings with borrowing and keeping your savings invested or earning interest.

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How it works

Enter the information you know and MoneyFigures supplies clearly labelled assumptions where appropriate. The calculator then shows the result, supporting figures and the assumptions used.

Important

Results are estimates. Rates, tax rules, lender criteria and individual circumstances can change the actual outcome. Check the assumptions shown in the calculator and verify important figures with the relevant official source or provider.

See our methodology & assumptions →